Understanding the credit card benefits options can be overwhelming with so many selections available, each offering different rewards, incentives, and perks. We have streamlined the process to help you get started in less than 5 minutes, with continuous monitoring so that you are always kept updated if there are improved choices for you.
**Evaluating Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Online
- Contactless
- Food and beverage expenses
- International payments
- Miscellaneous expenses
This information helps us gain insight into your spending patterns and determine the most suitable group of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our database of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We keep a current repository of credit card offers from all major banks and financial institutions in Singapore, including reward and discount cards as well as Enrollment Offers.
We also suggest options for further optimization such as only looking at cards from specific banks or fee-waived cards initially.
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**Dynamic Tracking and Advice**
Since offers and conditions can change over time, our platform continuously updates its recommendations based on your expenses and informs you of changes to optimize your setup to enhance your miles earned. This adaptable process ensures you always have the best credit card portfolio to achieve the highest returns.
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