Exploring the credit card benefits options can be confusing with so many selections available, each offering different offers, benefits, and advantages. We've optimized the process to help you get started in less than 5 minutes, with perpetual monitoring so that you are always kept updated if there are better cards available for you.
**Analysing Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
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- Digital payments
- Contactless
- Food and beverage expenses
- Overseas spending
- General Spend
This information helps us identify your spending patterns and determine the optimal collection of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our database of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We keep a current repository of credit card offers from all major banks and financial institutions in Singapore, including air miles and rebate options as well as Welcome Incentives.
We also provide options for further optimization such as only looking at cards from specific banks or no-fee options for the first year.
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**Dynamic Tracking and Advice**
Since card benefits can change over time, our platform continuously updates its recommendations based on your usage patterns and informs you of changes to your selection to boost your rewards collection. This adaptable process ensures you always have the ideal set of cards to gain the most advantages.
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