How to Choose the Most Suitable Credit Cards for Your Needs
Navigating the credit card perks landscape can be confusing with so many alternatives available, each offering different rewards, incentives, and perks. We've optimized the process to assist you in beginning in less than 5 minutes, with ongoing monitoring so that you are always kept updated if there are more suitable options for you.
**Understanding Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Digital payments
- Tap-and-go
- Restaurant spending
- Overseas spending
- Miscellaneous expenses
This information helps us gain insight into your spending patterns and determine the best set of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our collection of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We maintain an updated database of credit card offers from all leading banks and providers in Singapore, including miles and cashback cards as well as Welcome Incentives.
We also offer options for further optimization such as only filtering cards by banks or no-fee options for the first year.
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**Ongoing Updates and Suggestions**
Since offers and conditions can change over time, our platform continuously updates its recommendations based on your spending and alerts you of changes to your selection to enhance your benefit accrual. This dynamic approach ensures you always have the optimal selection to achieve the highest returns.
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